Driving is a huge responsibility that requires constant concentration and good habits. However, no matter how good your driving skills may be, there is always the danger of being in a collision with another driver who is more careless. Each day, countless Ohio residents find themselves part of a senseless and avoidable collision.
Since the risk of an accident occurring at the hands of someone else is always present, it’s important to be prepared. Following a wreck, the insurance company will battle to avoid giving you the compensation you deserve. Listed below are the steps you need to take to make sure that you are prepared to prove your innocence and guarantee blame is placed where it is deserved.
#1. Keep a Pen and Paper in Your Vehicle. While it may seem like writing supplies are easy to come by, if you’re not prepared, they can be almost impossible to find after a wreck. Keep these supplies in a certain place in your car such as the dash or glove compartment.
#2. Make Sure That Everyone is Okay. Before you start to collect details, make sure that everyone involved in the accident is all right. No matter who is at fault, getting help for the injured is the most important thing. Also, call the police so that they can make a report.
#3. Get the Other Driver’s Information. Ask the other driver for important information such as their name, address, phone number, registration, and the make and model of their vehicle. If they refuse to give you this information, there is a chance they may not have insurance, so be sure to call the police before they can leave the scene.
#4. Take Pictures of the Accident Scene. Almost all cell phones are now equipped with cameras; use this to your advantage and take lots of pictures of the accident in addition to making out a sketch of the scene. Note road markers, signs, and the positions of the vehicles before, during, and after the accident.
#5. Take Information from Any Witnesses. If anyone saw the accident happen, get their full contact information such as name, phone number, and address. These witnesses can give a first-hand account of exactly what took place. Also, note any area cameras or dashcams that would have been active during the accident. CCTV footage is only kept for a short period of time, so you need to ask for a copy as soon as possible.
#6. Know Who Was in the Other Car. Write down what the driver of the other car looked like along with a description of their passengers. Take note of things like children who were not in car seats or passengers who weren’t using seat-belts.
#7. Keep Up With Your Records. During accidents, it’s easy to sustain injuries that may cost you in medical bills, lost wages, and pain and suffering. Keep account of any money that you spend or lose because of your accident.
#8. Contact a Trusted Attorney. Having a good attorney to help you after your accident is vital if you want to receive the compensation you deserve. A lawyer can request a reconstruction of the accident, ask that your vehicle be professionally inspected, and gather other important information that will prove your innocence in addition to negotiating with the insurance agency.
Being in an car accident in Ohio is never on anyone’s wish list; however, if you find yourself the victim in a motor collision, following the eight steps above will guarantee you the compensation you deserve, leaving you time to focus on recovery and healing.