Ridesharing has not been around for long, but it has proven itself to be a more economical version of the traditional taxi. Ridesharing has become increasingly popular in Akron, but Ohio law has not been able to keep up with legislation on who is truly liable in a ridesharing accident.
Currently, the two major ridesharing companies operating in the United States are Lyft and Uber. Although the basis behind their services is the same, there are a few differences that set them apart from each other. Both companies allow potential passengers to find a driver to come and pick them up, and their drivers can search to get matched with passengers, as well. The differences lie in ridesharing options, pricing, and insurance policies.
Uber and Lyft Insurance Policies
Although similar, Uber and Lyft do have a few differences in their insurance policies. For starters, Uber does not cover their drivers if they are off-duty, but Lyft does have coverage for their off-duty drivers if they are do not have personal coverage. This is one of the most significant differences between the two companies. The other difference is that Uber has two different policies for when their drivers are on route to a passenger and actually have a passenger. Lyft provides the same coverage for their drivers, regardless if they are in route or carrying a passenger.
Why Rideshare Accident Claims Are Denied
Just because a company has insurance policies does not mean that it will always assume liability for an accident. Since these corporations classify their drivers as individual contractors, they have found loopholes in the law that keep them liability-free. This does not always happen, but there is a chance that they will try to get out of having to pay out of their policy. They often claim that because their drivers are individual contractors, Lyft as an entity is not liable, keeping them from having to compensate the injured party.
What Rideshare Accident Victims Should Do
If injured in a rideshare accident, it is imperative to get legal counsel immediately. Rideshare accident attorneys are equipped to handle these types of cases and can help you get the compensation you deserve. Reach out to Ohio Accident Attorneys today. We have extensive legal resources to get you in touch with an Akron Uber and Lyft accident attorney in your area. Contact us for a free case evaluation.