Although insurance companies are there to protect you, dealing with them can be troublesome. They have a negative reputation when it comes to accurately compensating afflicted car accident victims. Dealing with the insurance company after a car accident can be difficult and time-consuming; however, there are a few things you can do to make the process as seamless as possible.
Regardless of the severity of the accident, the most important thing you should do is call 911 to report the accident. The next step is to take pictures of the accident scene and call your insurance company to report the accident. This is important because if you fail to report your accident to authorities, you may incur higher premiums or even a cancellation of your policy.
Contact a Car Accident Lawyer
The next call you make should be to an experienced car accident attorney. They know how to handle insurance claims, and can guide you throughout the entire post-accident claims process. Like in any legal case, you’ll need to gather documents to prove your case to the insurance company and the courts, if need be. A few documents that may help prove your case include:
- Police reports
- Photos of the scene
- Expert witness accounts
- Medical records
Having these documents can help present a strong case to your insurance company about the facts of the accidents and why you require a particular compensation amount.
One misconception that people have is that they must give a recorded statement of the accident to the insurance company’s claim adjuster. This is not true. You are better off speaking with your attorney before answering any questions or providing a statement. Doing so can help you avoid making contradicting comments, which can void all rights to any compensation.
The insurance claims process can be lengthy, as the insurance company must thoroughly investigate your claim before supplying compensation. It is essential to be truthful with the insurance company, but you never want to admit any fault or give them personal recorded statements. In some states, accepting any fault at all in the accident can cause you to lose all rights to compensation.
If you’ve been injured in a car accident, it’s always best to discuss your potential damages with a qualified attorney. An experienced attorney can identify all of the claims present in your particular case. Contact Ohio Accident Attorneys for a free consultation to find a lawyer near you.