Tips for Settling a Car Accident Claim
When a person is involved in a car accident in Ohio, they may wonder how they are going to settle car damages and the injury claim against the at-fault driver. Car accident victims want to get what they deserve and quickly return to a normal, productive life as soon as possible; putting the memory and hassle of the auto accident behind them. The suggestions, tips, and advice below can help personal injury victims form a plan of action to settle a car accident claim in a fast, efficient manner.
What to Do First
While the other driver may have been at fault for the accident, the auto accident victim does not typically deal with the other driven on a personal basis. In most cases, the victim is to deal with the insurance company of the other driver, and that’s why it’s important to collect necessary information at the scene of the accident, such as their name, phone number, and other pertinent details for easy access. The victim will want to collect:
- The name of the driver’s insurance
- Eye-witnesses accounts
- Pictures of the accident and the surrounding area
Taking photos can help ensure that the victim has details needed when contacting a car accident lawyer. The victim will want to snap shots of:
- Both vehicles and their location
- Damage to vehicles as well as the license plates for both cars
Successfully pursuing an insurance claim involving a car accident, as well as settling the claim, is to hire an auto accident lawyer so they can deal with the driver’s insurance company and handle the ins and outs of the case.
The other driver’s insurance is not going to be on the victim’s side, so it’s important that a legal professional takes care of the negotiations to ensure that the legal terms are understood. The driver’s insurance company will try to prove no fault of their client because they don’t want to pay the victim. If a person deals with the company on their own, they will not have the experience to negotiate or know what details need to be discussed. Not providing the correct, essential information to the claim can cause a denial of payment, so it’s vital that the victim has a seasoned car accident lawyer on their side who can represent their interests.
The claim process involving an auto accident can be extremely complicating and confusing to a victim. Settlement talks occurring without an attorney can leave the victim with little to no compensation; adding insult to injury.
Damages Collected in a Car Accident
When filing for property damage only, the victim files a claim for:
Vehicle damages: repair costs for fixing the vehicle or money to replace for a total loss
Property damage; personal property damage includes items that were inside of the car at the time of the accident (phone, computer, and any other type of property that was damaged
Out-of-pocket: expenses for services or items purchased by the victim (taxi home)
If a car accident victim needs assistance with a claim in Ohio or a city within Ohio such as Cleveland, they’ll want to make sure they hire an Cleveland car accident attorney to handle everything from personal injury, property damage, car repair or replace, and out-of-pocket costs.